In our communications to our members, we highlight the key features of myPENSION and encourage you to register for access to this secure member portal.

We explain that myPENSION is like a window to your financial future, and that the available information, tools and resources will enable you to see the role your Teachers’ Pension Plan pension will play in your financial retirement future.

But, we know not everyone likes pension details as much as we do, and that sometimes a visual story is much more convincing than a list of words on a page. So, we created a short video to introduce you to some key myPENSION features, making it easier for you to see what’s behind the secure login screen.

Curious to learn more? We’re excited to show you!

Visit www.tppcnl.ca/InformationalVideos today, then register for access.

Registering for myPENSION access couldn’t be easier!

To access myPENSION and experience its features in real-time, click the green myPENSION button above on our website and follow the on-screen instructions (if you haven’t already).

If you run into any issues when trying to register or sign in to myPENSION, we’re here to help.

   •  Email: memberservices@tppcnl.ca
   •  Phone: Local: 709-793-8772 Toll Free: 1-833-345-8772

You will be required to set up and use Multi-Factor Authentication (MFA) the next time or the first time that you log in to myPENSION. It is an additional layer of security to your user ID and password, requiring you to enter a 6-digit code provided to you personally through text, phone call or email.

Important to Note

   •  After first log in you will be asked to enter your phone number (mobile or landline) and an email address.
   •  You will then choose a method to receive a 6-digit verification code, by text, phone call or email.
   •  You will be provided the verification code by the method you chose.
   •  The code must be entered within 10 minutes of receipt.
   •  You can choose to “Trust this device” for 90 days. If checked, you will only have to enter User ID and Password each time you visit when using that device to log in. If unchecked or if you use another device, you will have to verify access using the method you selected for MFA at each log in.

Compromised passwords are one of the most common ways that bad guys can get at your data, your identity, or your money. Using Multi-Factor Authentication is one of the easiest ways to make it a lot harder for them. The extra security comes from the fact that somebody trying to break into your account is probably not using your device, so they'll need to have that second factor to get in.

We are here to support you. If you need any assistance or have any questions about this Multi-Factor Authentication, contact us toll free at 1-833-345-8772 or email memberservices@tppcnl.ca.

Call or email us today!

You will see increases in the deductions for your Health and Dental Insurances as well as small increases in your Basic Life Insurance premiums, depending on your coverage. These changes in premiums will be reflected on your semi-monthly pension payments beginning April 14th, 2023. Please see below for the rate changes on health and dental premiums.

     •  Single Coverage Health from $67.57 to $74.00 (an increase of $6.43)
     •  Family Coverage Health from $104.82 to $117.06 (an increase of $12.24)
     •  Single Coverage Dental from $20.82 to $23.01 (an increase of $2.19)
     •  Family Coverage Dental from $41.83 to $46.23 (an increase of $4.40)

For further information related to your group insurance, visit the NLTA website. If you have any questions for our team at the Teachers’ Pension Plan Corporation, please contact us toll free 1-833-345-8772, or email memberservices@tppcnl.ca.

You likely know that 2022 had us experiencing rising interest rates, inflation, and global geopolitical tensions. However, in the 2022 Annual Report, you’ll see that your Teachers’ Pension Plan of Newfoundland and Labrador steadfastly weathered these ups and downs with:

 •  An investment return that exceeded its benchmark portfolio; and,

 •  The plan’s healthy funded ratio at 113.3% (as at December 31, 2022).

After reviewing the report and our 2022 results, we encourage you to dive in to our enhanced website featuring:

 •  A new look that makes it easier for you to find the information you need;

 •  A new investment-focused section; plus

 •   A new name for your Member Self Service Portal: myPENSION.

 Hint: To access myPENSION, just click on the link above and register (if you haven’t already). Then, check out the tools and resources available to help you learn more about your financial future.

Security. Trust. Confidence.

We are your Teachers’ Pension Plan Corporation of Newfoundland and Labrador.

If you have any questions about the 2022 Annual Report, the website and its enhancements or the plan, we’re here to support! Please contact us toll free at 1-833-345-8772, or email memberservices@tppcnl.ca.

Call or email us today!

If you plan to retire in June 2023, you must officially provide notice of your retirement to your employer (NLESD, CSFP, or NL Hydro) by March 31st, 2023.

How to Apply

Once your retirement notice has been provided to your employer, your completed pension application (including supporting documents) should be submitted to the Teachers’ Pension Plan Corporation.

The best way to avoid delays in the processing of your application is to send the completed forms and supporting documents to us by March 31st, 2023.

 • Complete the following two forms located on our website at www.tppcnl.ca. These can be found under “Forms & Resources > Members”:
     •  i. Apply for Your Pension
     •  ii. Direct Deposit Authorization

 • Provide copies of the following:
     •  i. Birth Certificate or Passport
     •  ii. A Void Cheque or Auto Deposit Slip from your online banking

 • Return the above documents by uploading them to your MSS Portal on our website by logging in and uploading under “Documents and Info > My Documents”. Your portal is the quickest, most secure method for returning your application. If you prefer, you can also return the documents through email or mail. If you require any guidance or assistance in using the Portal, we are happy to help.

You will receive a confirmation letter from us advising that your pension application has been received. We will let you know then if any additional information is required.

Retirement is just around the corner!

For more information, please visit the Members section of our website at ‘Members’ . To discuss your pension & application process, contact us by phone at 709-793-8772, toll free at 1-833-345-8772 or email memberservices@tppcnl.ca.

Call or email us today!

Substitute teachers can transfer their contributions with the Government Money Purchase Plan (GMPP) to the Teachers’ Pension Plan (TPP) only when in a replacement or full-time position.

Important to Note

• Your GMPP funds are currently held with Canada Life (formerly Great West Life) and not with the Teachers’ Pension Plan.
• GMPP funds and pensionable service can only be transferred to the TPP while in a replacement or full-time position.
• The best time to transfer and/or purchase your substitute time is early in your career when you have less pensionable service in the TPP.
• Your pension is based on years of service and salary, so transferring your substitute time could help you reach your retirement goals sooner.
• If additional substitute time is available to transfer and you do not have enough GMPP funds, you will be given the option to purchase the time with your personal funds, RRSP funds or through payroll deductions.
• You can transfer different blocks of substitute time to the TPP many times throughout your career, if applicable.

Transferring your substitute service would increase your pensionable service with the TPP, thereby increasing the amount of your annual pension, and in some cases, help you retire earlier.
Transfer your substitute time today & reach retirement sooner!

To discuss your options about transferring substitute time, contact us by phone at 709-793-8772 or email us at memberservices@tppcnl.ca .

Call or email us today!

TPPC is pleased to announce the release of the 2022 Annual Benefit Statements to the Member Self Service (MSS) Portal for active TPP members. For more information on how to access the MSS Portal please go to the ‘Members’ page. You will also receive your paper version of the Annual Benefit Statement in the mail in the coming weeks.

We are always looking for ways to improve service to our members. We are pleased to announce the release of our secure Member Self Service (MSS) Portal for Pensioners on our website. The MSS Portal provides you with your pension pay cheque stub on each pay date, showing current and year to date gross pay, deductions and net pay. Among other features, it will also provide you with the access to update your address or banking information, or to request additional income tax deductions.

  • If you have previously used MSS, login using your Email Address/User ID and password
  • The MSS Portal ‘Login’ page also contains a link to Register for first time users
  • You will need the last 5 digits of your SIN, your date of birth and either your Pension ID or Employee ID to register (click on the “Where can I find this?” link for help if you need it)

Once you are in the MSS Portal, under General Documents and Links you will find FAQ and answers on the use of the portal as well as an easy to use MSS User Manual for Pensioners.

As always, for further information or assistance, you can contact us by phone at 709-793-8772, toll free at 1-833-345-8772, or by email at memberservices@tppcnl.ca.

We are proud to offer this MSS Portal for Pensioners and all the features that go with it. The introduction of this portal does not impact pension payments in any way.

Substitute teachers can transfer their contributions with the Government Money Purchase Plan (GMPP) to the Teachers’ Pension Plan (TPP) only when in a replacement or full-time position. Transferring your substitute service would increase your pensionable service with the TPP, therefore increasing the amount of your annual pension, and in some cases, help you retire earlier.

Important to Note

• Your GMPP funds are currently held with Canada Life (formerly Great West Life) and not with the Teachers’ Pension Plan.
• GMPP funds and pensionable service can be transferred to the TPP only while in a replacement or full-time position.
• The best time to transfer and/or purchase your substitute time is early in your full-time position when you have less pensionable service through the TPP.
• If additional substitute time is available to purchase and you do not have enough GMPP funds, you will be given the option to purchase the time with your personal funds, RRSP funds or payroll deductions.

Reach retirement sooner & transfer your substitute time today!

For more information, please visit our website at www.tppcnl.ca . To discuss your options about transferring substitute time, contact us by phone at 709-793-8772 or email us at memberservices@tppcnl.ca .

Call or email us today!

Did you know – during your career, if you take a leave of absence, it creates a gap in your pensionable service years? It is because during these times, you are not contributing to your Teachers’ Pension Plan. However, many types of leave may be eligible to be bought back anytime during your teaching career.
This purchase of service would give you more pensionable service, a higher pension and in some circumstances, help you reach retirement eligibility sooner. Taking this step could not only get you closer to retirement, but also to having a higher pension when you do retire.

Types of Leave That May be Eligible
• Maternity Leave
• Parental/Adoption Leave
• Authorized Leave without Pay
• Unpaid Education Leave
• Unpaid Sick Leave

Payment Methods Available
• Single payment by personal cheque or transfer from your RRSP
• Payroll deductions, if applicable, over a time frame equal to the length of the service purchased

Important Points to Note
• The best time to buy back service is within 180 days of your return to work from that leave.
• Your employer will match contributions if the purchase contract is signed within 180 days.
• After 180 days, you will pay the full actuarial amount.
• There may be income tax implications. Check with the CRA for more details regarding this.

Reaching retirement could be sooner than you think!

To discuss your options about purchasing unpaid leave, contact us at 709-793-8772 or email us at memberservices@tppcnl.ca .

Call or email us today!

The TPPC is pleased to offer you the ability to register your email address so that we can provide relevant and pertinent communications in a direct and efficient manner. We encourage you to register today. It is recommended that you provide your personal email address as once you retire your ESDNL email is no longer active. We assure you that we will not overload your inbox with irrelevant email messages. Rather we will share with you any TPPC pertinent information that could benefit you or your loved ones. Return to the TPPC website home page to register.

TPPC is pleased to announce the release of new features in the Member Self Service (MSS) Portal to active TPP plan members. Using the MSS Portal, originally launched in October 2018, you can now complete, view and update your beneficiary election online. For more information on how to access the MSS Portal please go the ‘Members’ page.

As communicated in our previous letter, the Teachers’ Pension Plan (the “Plan”) has been amended to allow members to designate beneficiaries to receive death benefits in certain circumstances. This is considered a positive improvement, in particular, for pension plan members without a Principal Beneficiary (meaning a spouse or cohabiting partner).

All Plan Members will receive, in the mail, a second letter from Paula McDonald, CEO of the Teachers’ Pension Plan Corporation (TPPC) providing details with respect to this change. A copy of that letter can be viewed HERE.

ALL PENSION PLAN MEMBERS SHOULD COMPLETE THE DESIGNATION OF BENEFICIARY FORM AVAILABLE HERE.

TPPC is pleased to announce the release of its secure, web-based Member Self Service (MSS) Portal to active TPP plan members. The MSS Portal is integrated with the new TPP Pension Administration System, launched in May 2018, and provides you with access to your personal data, and retirement modeling tools to assist you with understanding your retirement benefit options, and even help you create a personalized retirement plan. For more information on how to access the MSS Portal please go the ‘Members’ page.